Payment Data Open Finance Coverage

For Open Finance connectors, the availability of the CPF/CNPJ of the counterpart of a transaction (in its payment data) will depend on the transaction's operation type (like PIX, TED, BOLETO, etc).

For the following types, it is not expected to receive Payment Data for any institution:

• PACOTE_TARIFA_SERVICOS, TARIFA_SERVICOS_AVULSOS, ENCARGOS_JUROS_CHEQUE_ESPECIAL, because the beneficiary is the institution itself.
• PORTABILIDADE_SALARIO, because the beneficiary is the account owner themselves.
• RENDIMENTO_APLIC_FINANCEIRA, RESGATE_APLIC_FINANCEIRA, SAQUE: because they do not qualify as "payment" operations.

For the following types, counterpart information is expected to be absent in specific cases:

• TED, PIX, BOLETO, CONVENIO_ARREDACACAO, FOLHA_PAGAMENTO, for batch operations, counterpart information is not available.
• DEPOSITO, for payments under R$2000, counterpart information is not available.
• CARTAO
  • Bill payments: counterpart information is available.
  • Debit and pre-paid cards: counterpart information is not available.

For more details, please read the Open Finance documentation on counterpart information.

Payment data counterpart coverage#

The following table provides coverage status for CPF/CNPJ counterpart data based on the connector, operation type, and transaction type (DEBIT or CREDIT):

• 🟢 - counterpart data is present more than 90% of the time
• 🟠 - counterpart data is present only conditionally (less than 90% of the time)
• 🔴 - counterpart data is never present (0%)
• (-) - the connector does not return transactions with that operationType